Forged in Fire

age of sigmar

Every piece of equipment tells a story in the fantastical realms of the Age of Sigmar, where gods walk among mortals and titanic battles rage across myriad landscapes. Among these, the Dragon Shield is an iconic symbol of resilience, power, and the indomitable spirit of the forces that wield it. From its origins in the blazing forges of Azyr to its role on the battlefield, the Dragon Shield embodies both function and legend, making it a cornerstone of many armies in the Mortal Realms.

Origins of the Dragon Shield

The Dragon Shield’s roots lie deep within the mythos of the Age of Sigmar. Forged in the celestial fires of Azyr, these shields are imbued with the essence of draconic might. It is said that each shield contains a fragment of a dragon’s spirit, lending it a vitality and resilience unmatched by mundane armour. Their creation process is as much a ritual as a craft, with master smiths invoking ancient rites and channelling the magic of the Mortal Realms to infuse each shield with power.

These shields are often associated with the Stormcast Eternals, Sigmar’s divine warriors, whose shining armour and unyielding resolve are the bane of Chaos. However, they are not limited to the forces of Order. Across the realms, echoes of the Dragon Shield’s influence can be found, from Chaos warbands corrupting their designs with dark sorcery to Destruction tribes fashioning crude imitations from the scales of slain beasts.

A Bastion on the Battlefield

On the battlefield, the Dragon Shield is more than just a defensive tool; it symbolises dominance. The shield’s enchantments allow its bearer to withstand punishing blows, turning aside weapons that would shatter lesser armaments. Against the magical onslaughts of Tzeentch’s sorcerers or the brutish strikes of Orruk Megabosses, the Dragon Shield provides a vital bulwark, ensuring its wielder remains unbroken.

Mechanically, in the Age of Sigmar game, units equipped with Dragon Shields often gain enhanced defensive capabilities. These include rerolling failed save rolls, reflecting mortal wounds on attackers, or negating incoming magical damage. Such abilities make these units invaluable for holding objectives and anchoring battle lines, allowing more aggressive elements of an army to strike with impunity.

One notable example is the Draconian Guard of the Stormcast Eternals. These warriors are mounted on fearsome draconic steeds and wield Dragon Shields, combining mobility, durability, and devastating offensive power. Their presence on the battlefield can turn the tide of battle as they weather enemy assaults and retaliate with deadly force.

dragon shield

The Lore Behind the Shield

The legends surrounding Dragon Shields are as varied as the realms themselves. In Azyr, it is whispered that the shields were first gifted by Dracothion, the great celestial dragon who guided Sigmar in the Age of Myth. Each shield’s design incorporates motifs of dragons, such as scales, wings, and roaring visages, both as a reminder of their origins and a warning to foes.

In the Realm of Fire, Aqshy, the shields are revered as relics of past battles. Warriors speak of shields that have absorbed the flames of Magmadroths or deflected the fiery breath of Chaos dragons, becoming imbued with their elemental fury. In Ghyran, the Realm of Life, tales tell of shields adorned with living vines grown from seeds blessed by Alarielle, which can trap and immobilise attackers.

The shields also bear a darker side. In the Realm of Shadow, Ulgu whispers tell of cursed Dragon Shields, twisted by the influence of Chaos or the deceitful magic of Malerion’s followers. These shields grant their wielders incredible power but at a dire cost, slowly consuming their souls or binding them to the will of shadowy masters.

Strategy and Tactics

In Age of Sigmar, leveraging the Dragon Shield effectively requires a keen understanding of its strengths and synergies. Units equipped with Dragon Shields are often central to an army’s strategy, serving as anchors in defensive formations or as indomitable spearheads in offensive pushes.

When using such units, consider pairing them with support characters who can enhance their resilience further. For example, Lord-Castellants can bolster the already impressive durability of Stormcast units, turning them into near-immovable bastions. Additionally, combining the defensive capabilities of Dragon Shields with offensive buffs can create units capable of holding objectives while dealing significant damage in return.

When facing Dragon Shield-equipped foes, it is crucial to adapt your approach. High-damage, single-hit attacks are often less effective due to the shield’s defensive abilities. Instead, focus on overwhelming them with multiple minor attacks or exploiting weaknesses in their positioning. Ranged units and mortal wound-dealing abilities can bypass some of the shield’s protections, providing an effective counter.

The Future of Dragon Shields in the Mortal Realms

As the Age of Sigmar continues to evolve, so does the Dragon Shield’s role. New units, armies, and lore constantly expand how these legendary shields can be used and interpreted. With every new edition or battle tome, players can expect fresh takes on the iconic Dragon Shield, from innovative rules to deeper explorations of their origins and significance.

For hobbyists, the Dragon Shield offers a wealth of opportunities for creativity. Its intricate designs and lore-rich background make it a favourite for customisation and storytelling. Whether painting it with gleaming metallics to reflect celestial light or adding battle damage to tell the tale of countless wars, the Dragon Shield is a canvas as much as a piece of equipment.

The Dragon Shield is more than an item in the Age of Sigmar. It is a testament to the enduring spirit of the Mortal Realms and a symbol of the balance between power and protection. Whether on the tabletop or within the rich tapestry of the game’s lore, the Dragon Shield remains an enduring icon, inspiring awe and fear in equal measure. As battles rage and stories unfold, the Dragon Shield stands as a reminder that the spark of defiance burns brightly even in the face of overwhelming odds.

The Evolution of Playgrounds

ninja warrior obstacle course

Playgrounds have long been a staple of childhood, providing spaces for children to unleash their energy, foster creativity, and engage in social interactions. However, in recent years, the landscape of playgrounds has undergone a significant transformation, incorporating innovative elements such as Ninja Warrior obstacle courses and enhanced outdoor playground equipment. This evolution reflects a growing understanding of the importance of physical activity in child development and a desire to make play more engaging and challenging.

The Rise of Ninja Warrior Obstacle Courses

Inspired by the popular television show, Ninja Warrior obstacle courses have gained popularity in home backyards and public playgrounds. These courses challenge children’s physical abilities, combining strength, balance, and agility. The appeal lies in the physical challenge, the thrill of competition, and the opportunity for children to push their limits.

A Ninja Warrior obstacle course typically includes challenges such as climbing walls, balance beams, rope swings, and monkey bars. These features encourage children to develop essential motor skills while promoting teamwork and camaraderie among peers. Unlike traditional playground equipment that often focuses solely on slides and swings, Ninja Warrior courses provide a multifaceted approach to physical play, appealing to a broader range of abilities and interests.

Benefits of Integrating Ninja Warrior Elements

Integrating Ninja Warrior elements into outdoor playground equipment offers numerous benefits. For starters, it fosters a love for physical activity at a young age. As children navigate the obstacles, they engage in exercises that build strength and coordination, laying the foundation for a healthy lifestyle. Studies have shown that children who participate in active play are more likely to continue engaging in physical activities as they grow older, which can reduce the risk of obesity and related health issues.

Moreover, these obstacle courses encourage resilience and perseverance. Completing a challenging obstacle requires focus and determination and teaching children the importance of setting goals and striving to achieve them. This sense of accomplishment boosts their self-esteem and enhances their problem-solving skills as they figure out the best way to overcome each obstacle.

Outdoor Playground Equipment: A Modern Approach

playground equipment outdoor

In addition to Ninja Warrior courses, modern playground equipment outdoor has evolved to provide diverse and inclusive play opportunities. Manufacturers now prioritize safety, durability, and creativity when designing playgrounds. This includes using soft, impact-absorbing surfaces and weather-resistant materials, ensuring that children can play safely while minimizing the risk of injury.

Contemporary playgrounds often feature equipment that encourages imaginative play. Climbing structures, interactive panels, and sensory play areas stimulate children’s creativity, allowing them to explore and invent their games. Inclusive designs ensure that children of all abilities can participate in play, fostering an environment where everyone can enjoy the benefits of outdoor activity.

Social Interaction and Community Building

Playgrounds are not just places for physical activity; they are also vital for social interaction. Children engage in play and learn essential social skills such as sharing, teamwork, and communication. Incorporating Ninja Warrior obstacle courses into playgrounds creates opportunities for collaborative play, as children often work together to navigate the challenges.

Furthermore, playgrounds serve as community hubs where families can gather, socialize, and build relationships. Communities can enhance their sense of belonging and connection by creating engaging and varied play environments. A well-designed playground, complete with Ninja Warrior elements and modern outdoor equipment, invites families to spend quality time outdoors, contributing to the community’s overall well-being.

Conclusion

Integrating Ninja Warrior obstacle courses and modern outdoor playground equipment significantly shifts how we view play. No longer confined to traditional slides and swings, playgrounds have become dynamic spaces that promote physical activity, creativity, and social interaction. As communities invest in these innovative play environments, they provide children with opportunities for active play and foster resilience, teamwork, and a sense of belonging. Embracing this evolution in playground design is essential for nurturing the next generation’s physical and social development, ensuring that children grow up with the skills and confidence to tackle challenges on and off the playground.

Understanding Melbourne’s Property Valuation Experts

Property valuation Melbourne

In Melbourne’s dynamic real estate market, accurate property valuation is not just a necessity but a cornerstone for informed decisions. Property valuation involves assessing the worth of residential and commercial properties, crucial for buyers, sellers, and investors alike. This article explores the pivotal roles and detailed requirements of property valuation experts in Melbourne, shedding light on their responsibilities in ensuring fair transactions and market stability. Understanding these roles is essential for navigating the complexities of property transactions and leveraging expertise to optimise outcomes in Melbourne’s diverse real estate landscape.

Property valuation experts in Melbourne undertake essential responsibilities that shape the real estate landscape. Their primary duties encompass assessing property values with precision, leveraging comprehensive market research to analyse trends and economic factors, and meticulously preparing detailed valuation reports. In commercial property sales, these experts possess specialised knowledge crucial for accurately valuing diverse properties, including retail spaces, office buildings, and industrial complexes. Their expertise extends to understanding zoning regulations, lease structures, and market demand dynamics specific to Melbourne’s commercial sector. By combining analytical rigour with industry insight, property valuation experts play a critical role in facilitating informed decisions and ensuring fair market transactions that align with the dynamic needs of Melbourne’s competitive real estate market.

Property valuers in Melbourne must meet rigorous standards to practise effectively. Certification and licensing requirements include accreditation from recognized bodies like the Australian Property Institute (API) or the Australian Valuers Certification Board (AVCB). Educational backgrounds typically feature degrees in property economics, valuation, or related fields, ensuring a solid foundation in real estate principles and valuation methodologies. Continuous professional development is essential, with ongoing training and certifications vital for staying abreast of industry advancements and regulatory changes. These requirements ensure that property valuers in Melbourne maintain high standards of competence and ethics, equipped to deliver accurate and reliable valuation services across residential and commercial sectors in a dynamic urban market.

Property valuation Melbourne practices are significantly shaped by a robust regulatory framework. Local regulations dictate appraisal methodologies, ensuring consistency and fairness in property assessments. Valuers must adhere to stringent compliance standards set by authorities like the Victorian Valuer General and adhere to guidelines regarding property classifications, assessment criteria, and reporting formats. Regulatory changes, such as updates in zoning laws or taxation policies, profoundly impact valuation processes and market dynamics. These shifts require valuers to stay vigilant, adjusting methodologies to reflect current legal requirements and market conditions. Understanding and navigating Melbourne’s regulatory environment are critical for maintaining integrity in property valuations and facilitating transparent transactions across residential and commercial real estate sectors.

In Melbourne, property valuers employ diverse methods to assess property values, including comparative market analysis, which evaluates recent sales of similar properties, and income capitalization, which estimates value based on income potential. Technological advancements, such as valuation software and data analytics, bolster accuracy and efficiency in valuations by processing large datasets and identifying market trends swiftly. These tools streamline complex calculations and improve decision-making in residential and commercial property sectors. Particularly in commercial property sales, advanced tools are indispensable for assessing factors like rental yields and market demand dynamics accurately. Embracing these technologies equips valuers in Melbourne to deliver precise assessments that align with market realities and client expectations, enhancing overall transaction transparency and efficiency.

Property valuation experts in Melbourne confront several challenges that influence the accuracy and reliability of their assessments. Subjectivity remains a significant issue, as valuations can vary based on individual judgement and interpretation of market data. Economic volatility and shifting market trends pose additional hurdles, as fluctuations in interest rates, economic growth, and investor sentiment can swiftly alter property values. In commercial sales, complexities abound, including diverse property types, lease agreements, and tenant profiles, each requiring nuanced valuation approaches. Moreover, factors like zoning regulations and infrastructure developments can impact valuations significantly. Successfully navigating these challenges demands a blend of analytical prowess, industry knowledge, and adaptability, ensuring that property valuers in Melbourne uphold standards of integrity and precision amidst dynamic market conditions.

In conclusion, property valuation experts in Melbourne play critical roles in ensuring accurate assessments and transparent transactions. Understanding their responsibilities and meeting rigorous qualifications are essential for maintaining integrity and reliability in the real estate sector. Aspiring valuers and stakeholders are encouraged to prioritise continuous learning and adherence to regulatory standards to navigate the complexities of Melbourne’s property market effectively. The evolution and expertise of valuers are pivotal in shaping a resilient and trustworthy real estate landscape, supporting informed decisions and sustainable growth in Melbourne’s dynamic property sector.

Modern Sofas for Inspired Offices

Modern Sofas

In the modern era, where remote work and flexible schedules have become the norm, the concept of an office space has evolved. No longer confined to cubicles or traditional desks, the contemporary workspace is all about comfort, style, and inspiration. One key element that plays a pivotal role in revamping your workspace and infusing it with inspiration is modern sofas. In this article, we’ll explore how modern sofas can transform your office and why investing in them is a wise decision, along with tips on where to find the perfect accompaniment, like coffee tables online Australia.

Modern Sofas: The Epitome of Style and Comfort

When we think of modern office furniture, sleek desks and ergonomic chairs often come to mind. While these pieces are undeniably important, the humble modern sofa has also carved a niche in the contemporary office landscape. Modern sofas bring together style and comfort like no other piece of furniture. They create a welcoming and relaxed ambience that can inspire creativity and productivity.

Comfort Breeds Productivity

One of the primary reasons to incorporate modern sofas into your office space is the comfort they offer. Comfortable seating is essential for maintaining focus and productivity during long work hours. Unlike traditional, rigid office chairs, modern sofas provide a more relaxed seating option. Employees can switch between their desks and the sofa, allowing them to change their work environment and posture, reducing fatigue and improving overall well-being.

Collaboration and Creativity

Modern sofas also promote collaboration and creativity within the office. They provide a comfortable and inviting space for team meetings, brainstorming sessions, or one-on-one discussions. The informal setting encourages employees to open up and share ideas, fostering a sense of camaraderie and teamwork. A well-placed modern sofa can become the hub of creativity in your office.

Aesthetics Matter

In today’s design-conscious world, aesthetics play a significant role in creating an inspiring workspace. Modern sofas come in various designs, colours, and materials, allowing you to choose the perfect one that complements your office’s overall style and vibe. Whether you prefer a minimalist, Scandinavian look or a more luxurious, leather-clad option, a modern sofa matches your aesthetic preferences.

Coffee Tables Online in Australia: The Perfect Companion

Now that we’ve established the importance of modern sofas in revamping your workspace let’s talk about the perfect companion for your new seating arrangement: coffee tables. In Australia, finding the right coffee table to complement your modern sofas is a breeze, thanks to the convenience of shopping for coffee tables online.

Convenience and Variety

Shopping for coffee tables online in Australia offers the convenience of browsing through various options from the comfort of your office or home. You can explore different styles, sizes, and materials to find the perfect coffee table that complements your modern sofas and suits your office’s overall decor.

Quality and Craftsmanship

You can access a range of high-quality, locally crafted options when purchasing coffee tables online in Australia. Australian furniture makers are known for their attention to detail and commitment to producing durable, well-crafted pieces. Investing in locally made furniture supports local businesses and ensures that you’re getting a top-notch product.

Customization Possibilities

Many online retailers in Australia offer customization options for coffee tables, allowing you to tailor the design, size, and finish to your specific requirements. This level of customization ensures that your coffee table perfectly complements your modern sofas and aligns with your office’s unique design vision.

Tips for Finding the Perfect Coffee Table

When shopping for coffee tables online in Australia to accompany your modern sofas, keep the following tips in mind:

  1. Measure Your Space: Before making a purchase, measure the available space in your office to ensure that the coffee table fits comfortably without crowding the area.
  2. Consider Functionality: Think about how you’ll use the coffee table. Do you need extra storage space, or is a simple, sleek design more suitable?
  3. Material Matters: Choose a material that complements your modern sofa and suits your office’s aesthetics. Options include marble, glass, metal, and wood.
  4. Budget Wisely: Set a budget for your coffee table purchase, considering both the cost of the table itself and any additional shipping or assembly charges.
  5. Read Reviews: Review customer reviews and testimonials to ensure the quality and durability of the coffee table you’re considering.

Revamping your workspace with modern sofas and finding the perfect coffee table online in Australia can transform your office into an inspiring and comfortable environment. Modern sofas offer the perfect balance of style and comfort, promoting employee productivity and creativity. Pairing them with the right coffee table adds functionality and aesthetics to your workspace, making it a place where innovation thrives and inspiration flows freely. So, don’t hesitate to explore the world of modern office furniture and coffee tables online in Australia to create an office space that truly inspires you.

Rocket Appartamento’s Timeline

rocket coffee machine Australia

Rocket Appartamento, synonymous with exceptional espresso machines, has left an indelible mark on coffee. This iconic brand, originating in Milan, Italy, has captured the hearts of coffee enthusiasts worldwide, including in Australia, where Rocket coffee machines have garnered a loyal following. In this article, we’ll take you through Rocket Appartamento’s timeline, tracing its brewing history and exploring its impact on coffee culture in Australia.

The Birth of Rocket Appartamento

Rocket Espresso, the parent company of Rocket Appartamento, was founded in 2007 by Andrew Meo and Daniele Berenbruch. The duo envisioned creating espresso machines that combined the elegance and craftsmanship of Italian design with the precision and performance demanded by baristas and coffee enthusiasts. Thus, Rocket Espresso was born, with it, the Rocket Appartamento series.

Rocket Appartamento: The Perfect Home Espresso Machine

The Rocket Appartamento was introduced as an espresso machine tailored for home use. It quickly gained attention for its striking design, professional-grade components, and impeccable espresso extraction capabilities. Here’s a timeline of significant milestones in the history of Rocket Appartamento:

1. 2012: The Appartamento Debut

The Rocket Appartamento debuted, setting a new standard for home espresso machines. It featured Rocket Espresso’s signature E61 group head, a heat exchanger system, and a stylish exterior with circular cutouts and polished stainless steel.

2. 2013: Arrival in Australia

Rocket coffee machines, including the Appartamento, made their way to Australia. The country’s thriving coffee culture and demand for high-quality espresso machines perfectly matched Rocket’s offerings.

3. 2016: Appartamento Evolves

Rocket introduced the Appartamento Evoluzione, an updated version that retained the beloved design elements while incorporating improvements in functionality and performance. It featured a rotary pump and an upgraded internal layout for better temperature stability.

4. 2017: Appartamento Nera

Rocket Appartamento Nera entered, showcasing a stunning matte black finish that added a contemporary twist to the classic design. This edition appealed to coffee enthusiasts who favoured a sleek and modern aesthetic.

5. 2020: Appartamento Series Expands

Rocket Espresso expanded the Appartamento series to include various models, catering to a broader range of preferences. These models offered options such as the Appartamento Cronometro, featuring a shot timer for precision brewing.

Impact on Australian Coffee Culture

Australia’s coffee culture is renowned worldwide, and the introduction of Rocket Appartamento machines played a significant role in elevating the home barista experience in the country.

  1. Quality Coffee at Home: Rocket Appartamento’s arrival in Australia allowed coffee lovers to enjoy cafe-quality espresso in their homes, fostering a culture of experimentation and coffee appreciation.
  2. Barista-Level Performance: With its professional-grade components and design, the Rocket Appartamento empowered Australians to unleash their inner baristas, pulling shots and steaming milk like the pros.
  3. Design Aesthetics: The Appartamento’s striking design became a centrepiece in many Australian kitchens, where it was a functional appliance and a piece of art.
  4. Local Community: Rocket’s presence in Australia created a sense of community among coffee enthusiasts who shared a passion for exceptional coffee and the Rocket brand.

The Legacy of Rocket Appartamento in Australia

Rocket Appartamento remains a cherished fixture in many Australian households today. Its enduring popularity can be attributed to its unwavering commitment to quality, innovation, and design excellence.

As Australians embrace the art of homebrewing, the Rocket Appartamento remains a symbol of precision and sophistication. Its timeless design and exceptional performance have solidified its place in the hearts of coffee lovers and continue to shape the coffee culture in Australia.

A Timeless Icon

The Rocket Appartamento’s journey from its Milanese origins to becoming a beloved staple in Australian coffee culture is a testament to its enduring quality and appeal. With each iteration, it has pushed the boundaries of what a home espresso machine can achieve, while its striking aesthetics have transformed kitchens into coffee sanctuaries.

As we reflect on Rocket Appartamento’s timeline, it’s clear that this rocket coffee machine Australia has not only brewed remarkable cups of coffee but has also played a vital role in shaping how Australians experience and appreciate the art of coffee making at home. It’s a timeless icon that continues to inspire and delight coffee enthusiasts across the globe, including the vibrant coffee-loving community in Australia.

Post-Pandemic Party Costume Ideas

coloured contact lenses

Humans are social animals and we constantly need to interact with people. But in this lockdown, due to the pandemic, there were restrictions on going out, catching up with friends, or throw or attend a party. So, even the most introverted among us have a strong urge to feel again that we are part of a community. And there never has been a faster, better way to create or enhance this feeling than going to a party. But again, the question arises; how will you dress up? Or what look to choose for your post-pandemic party. We have outlined a few tips for styling your look.

Consider Your Style

This lockdown has given us a lot of time to think about ourselves and our unique style. If you still haven’t figured out a personal style, then try and experiment with different clothes, colours, and patterns. You can also try coloured contact lenses, since they can completely change your look and make you look ravishing. They can vary and be any colour you want. You can also choose from dual-coloured lenses, which have a darker shade inside and a lighter shade on the outside.

If you are attending a pool party and want to stand out, highlighting your style is a good way. Keep up with trends as much as possible, but the classic style is always effective. So, if you want to be unique, you need to wear clothes that suit your style, but at the same time fit the place and purpose of the gathering.

Matching Your Mask With Your Outfit

We know the effects of COVID-19 have reduced currently, and post-pandemic, it will completely be gone. But still, it’s very important to follow a few steps to avoid any discrepancies in the future. We must take some simple precautions to ensure safety, such as social distancing, keeping the room well ventilated, wearing a mask, cleaning your hands, avoiding large groups of people, and cleaning your hands.

But still, while taking precautions, we can make our look a little fashionable by matching the mask with our outfits. You can either choose to match the colour or the pattern of your outfit with your mask.

Think About The Time And Place Of The Party

In autumn and winter, trench coats always come in handy. People in trench coats always give a free and easy impression. Choose the dress that suits your temperament and the occasion. If you are going for a scary look, you can choose to wear scary contact lenses like white or back which will make you look life-like and elevate your scary appeal to the maximum.  The overall look should be complementing, not contrasting.

Think About Your Budget

As the pandemic left many of us with limited financial resources, can you afford new clothes? If not, you can get creative and use the clothes you already have in the closet. Consider combining existing clothes in new and unusual ways, trying to mix and match the colours and patterns.

Colour Code Method

Clothing colour matching is based on “overall coordination”, so it is best to use no more than three colours for the whole attire. Out of the three, use one colour as the central themed colour. Too many colours will make the outfit appear chaotic, disordered, and uncoordinated. If you choose the same colour for the top and bottom, you need to embellish it with a few accessories to give it a party wear look.

Maintain A Good Fragrance

Finally make sure you maintain a good smell throughout the party. Put on a little deodorant or some perfume, but don’t go overboard and make people feel sick with too much scent.

Above all, don’t forget to follow the COVID-19 rules and regulations from the government for roaming in public places.

Contacts Freeze In Cold Weather

Cold Weather And Contact Lenses

Not! While contact lens solution can freeze at a temperature around 30 degrees F or –1 degree C, contact lenses themselves are safe to wear during the cold weather. There are points to take note of so, here are some list of the itemized considerations, in which you may learn a thing or two.

Sunny Or Cold Weather

The sunny and cold weather could dry out your eyes, most especially if you are wearing contact lenses. While it’s called “sun” glasses, it can protect you during both weather conditions as it serves as a block against elements such as wind which is the main culprit of dry spells together with humidity. Snow glare is also one thing that it protects you from even if there’s not much sun. As it reflects rays towards your eyes, it can leave your eyes strained and blurred for a few days after prolonged exposure to it. If it’s for protective use, the ones that cover until the side where the outer cantus extends is the ideal to get. Also, choose the one that could you protection from UV rays.

Hydrogel Contact Lenses

The hydrogel contact lenses, with 38 per cent hydration, and the most commonly used, won’t freeze while worn. Thanks to the tears and corneal temperature of 35 degrees C, assuring it of warmth, even if it is 8 degrees C outside or below. You will not lose its qualities even if you are out, enjoying snow for a holiday trip or experiencing frost.

Solution Will Freeze

Contact lenses in solutions will freeze at a temperature ranging between –10 to –15 degrees C. If it does at a certain point, the frozen solution would continue to protect the lens from damage as it freezes leaving your cheap coloured contacts intact with its quality even after defrosting. However, it is better to get checked first before wearing a thawed pair again, to be sure. However, if without a solution, lenses will freeze. Although, they will dry out first probably before they are to be labelled frozen lenses. Be extra careful when you are on holiday and or travelling to a cold place as your solution might freeze along the way if the temperature is –10 degrees C all the way.

Cold Weather Decreases Cleanliness

Remember the solution must be kept at room temperature, as indicated, in every leaflet it comes within the box. Extreme weather, such as frost, may alter the solution, decreasing its cleansing capabilities and leaving your lenses insufficiently clean. But did you know that the solution for contact lenses may only get damaged if it gets exposed to extreme weather for several hours. You need not worry if you did not put it out that long, during the entire trip. Be vigilant when you also climb atop a mountain. This precaution goes the same for the hot weather.

Contact Lenses And The Wind

It becomes undeniably uncomfortable and inconvenient to wear coloured eye contacts when the wind blows strong enough to dry it out. As this happens most often during freezing temperatures or as frequent as weather changes, say when you walk in and out overheated establishments while, it is negative degrees outdoors, your eyes would more likely dry out. When this happens, moisturize with eye drops as often as you must to keep wearing the contact lenses without much disturbance.

As we know, technology nowadays is unstoppable. Still, further research may be needed, but a ‘smart contact lens’ is rising. Tohoku University could be marking history with its revolutionary invention should these wearable devices become successful overall. It runs a self-moisturizing system, maintaining a sheathe of fluid between the eye and the contact lens, described in the journal, Advanced Materials Technologies. With the use of a unique mechanism, somehow, it has massive potential, posing a possible solution for dry eye syndrome, resulting from both extreme weather conditions.

Cigars Popular In Which States?

Cuban Cigars

The major cigar producing countries are Brazil, Cameroon, Cuba, Dominican Republic, Honduras, Indonesia, Mexico, Nicaragua, and the United States. The cigars produced in Cuba are generally regarded as the best cigars, but many experts believe that Honduras and Nicaragua’s top cigars are equally competitive. The advantage of Cuban cigars lies in the microclimate suitable for tobacco growth in the lower Vuelta Abajo area, which is also due to the local cigar producers’ craftsmanship.

When it comes to cigars, Cuban origin first thought was, only the United States, Cuba, Dominican, Honduras, Brazil, Netherlands, Sumatra and Java and other regions rich in tobacco in the world, the reason to find a climate suitable for growing fine tobacco entirely is not easy but comes with challenges. Among them, Brazil is also an important origin.

Cuba

Although the tobacco producers in Connecticut, Dominica, and Honduras disagree, Cuba’s tobacco is recognized as the best globally, especially in the Vuelta Abajo region of Pinar del Río. The best quality.

Pinar del Río, located on the tip of Cuba, is Cuba’s third-largest region. It is situated between the mountains and the sea and details Mexico’s Yucatan Peninsula. The terrain is undulating, verdant, and lush with trees. In the past ten years, Cuban cigars have become more and more popular and invaded Asian cigar markets, which should be attributed to the quality of tobacco and cigar structure. Real cigar lovers know that Cuban cigars are the standard for quality cigars. Do you have a cigar box yet with your favourite Cuban cigars?

Brazil

In Brazil, countless farmers grow tobacco for a living. They only supply tobacco leaves to famous cigar manufacturers because only these merchants can pay better prices. Brazilians have a long history of smoking cigars, and their knowledge of cigars is at home. Long before Christopher Columbus discovered the American New World, Indians in northern Brazil knew how to smoke tobacco leaves with pipes or roll tobacco leaves in palm leaves. The Portuguese subsequently introduced this method of smoking to Europe, and countries that can produce cigars are vying to develop this industry, and the quality of cigars is continually improving. In the first half of the nineteenth century, Brazil set the cigar business earlier than other countries and became a cigar export pioneer. In 1862, at the World Trade Fair in London, the highest asking price for Brazilian tobacco leaves.

Pinar del Río

Pinar del Río, located on the tip of Cuba, is Cuba’s third-largest province. It is established amidst the hills and the sea and points to Mexico’s Yucatan Peninsula. The terrain is undulating, verdant, and lush with trees. It was below sea level in prehistoric times, very similar to Southeast Asia, South Louisiana, and Florida. There is little development of civilized industrialization near Havana and the lives of 600,000 residents.

Cuba Although the tobacco producers in Connecticut, Dominica, and Honduras disagree, Cuba’s tobacco is recognized as the best globally, especially in the Vuelta Abajo region of Pinar del Río. Tobacco is of the best quality.

In addition to the top quality tobacco leaves, Havana’s hand-made cigars are the best in the world. The good news is that you can try cigars so easily now by just purchasing cigars online via a website to be delivered to your door. To enable somebody to experience the cigar, there is a gap for the smoke to pass through. The core of the Havana cigar is torn by hand. The drying after fermentation of tobacco rolled into cigarettes, which when smoked the lighting at one end, then aspirated smoke through the mouth at the other end. The tobacco leaves are torn into two pieces longitudinally, and then the centre is made. This is also the ability of hand-made cigars.

The Most Popular Beauty Supplements Amongst Millennials

vitamins

The critical task for beauty supplement brands is to get new consumers in an increasingly competitive environment. The biggest challenge seems to be attracting millennials and convincing them to stay a customer long term. We’re past the point of millennials falling for simple advertising. No one is going to get a natural-looking breast enlargement just because an ad tells them to – Millenials want to feel engaged. It is both an opportunity and a threat that millennials are open to trying new products and brands. One of the problems the supplement manufacturers are facing is that consumers may not take the supplements for long enough to see the effects. This is especially relevant for the products that need to be taken for an extended period of time (usually three months) to have an effect on our health, wellbeing or beauty. 

Here are some of the famous beauty supplements that are popular among the millennials:

Marine collagen

This is a blockbuster ingredient that can be ingested or applied to the skin. Collagen has risen high through the ranks during recent years due to its proven anti-aging benefits (including firmer breasts – some say their boobs look like they had a breast lift or implants!) Collagen is available in different formats; from protein bars to supplements and powders. All products that contain the magic ingredient have experienced rapid growth in the global beauty market. So far the beauty market is estimated to be worth around $4.30 bn (in the year 2018). It is projected to reach $6.60 bn by 2025. The marine-based collagen claimed to be superior to the porcine and bovine sources, due to the high absorption rate and its bioavailable. It is expected to register a fast growth at 7.5% within the next five years.

Drink supplements

Drink-based products are the third most popular format for consumers (of beauty products that can be ingested). No company has been as successful in promoting their drink supplements as Vital Proteins. These come in traditional powders or liquid forms with over 100 flavours including mint, caramel latte, watermelon and vanilla coconut. These are bottled collagen shots and come in sachets that can be used as dairy-free, milk replacements.

The vape

Against all odds, it seems the vitamin vaping trend is growing. Some brands are claiming it to be an effective way to absorb vitamins instead of eating them. The vape contains vitamin-infused air that is eco-friendly and odourless. It’s a healthy alternative to nicotine, a pure variety that helps to prevent ageing. In addition to the vape, there are plenty of other nicotine replacement products being developed, such as vitamin films designed to dissolve on the inside of your cheek. 

The chewing gum

The interest in vitamin chewing gum is growing. A study that was conducted by the Pennsylvania State University found that gum containing retinol, ascorbic acid, pyridoxine and alpha-tocopherol increases the vitamin levels found in the blood. Plasma Vitaball offers SmartGum vitamin chewing gum that is of the collagen variety to go with the recent beauty claims.

IV vitamin therapy

IV therapy may have been around since the 1950s, but the trend has experienced a new wave of growth in the last couple of years. It has had plenty of celebrity endorsements, which has boosted its performance and reputation as a wellness trend. The IV vitamin therapy enables the body to absorb the vitamins provided to a level of 99.9%, as they are put straight into your bloodstream. With the oral tablet forms, you can absorb around 8% of the vitamins. Having vitamins intravenously means there is no strain on the stomach or the liver. The vitamins can be used at a higher quantity, much higher than the approved level for oral consumption.

The beauty supplement trends are growing, and the most popular category is anti-ageing. Whether they truly work or not will depend on the individual case.


					

Medical equipment for the elderly

There is a significant rise in the number of seniors continuing to live in their own homes for as long as they possibly can. Many ageing individuals prefer to stay in their own home instead of moving into senior care housing. Remaining at home isn’t without its challenges though. As our health declines, there is an increase in the care that we need. 

Thankfully, there are safety products and adaptive products that the elderly can use at home to make the arrangement more comfortable.

Elderly care products and equipment

Activities may become more challenging, and that is where assistive devices can come in handy to extend the independence of the senior. You will need to evaluate the living environment to decide whether any of the following can be used to make life easier for the individual. Some of this equipment is listed below.

  • Toilet seat riser
  • Bidet attachment for a toilet
  • Personal alert system that can summon help when you need it
  • Handheld shower head
  • Shower/bath transfer bench
  • Grab bars for the shower, near doorways and toilets
  • Adjustable bed
  • Over the bed table
  • Walk-in shower or bathtub
  • Bed sensor to detect movements of the elderly
  • Waterproof mats
  • Disposable incontinence underpants and pads
  • Bed railings
  • Proper lighting in the home such as sensor lighting and night lights
  • Medication organiser
  • Unique zippers and button loopers for easy dressing
  • Adaptive shoes and clothing
  • Touch-tone telephones with speakers and large buttons
  • Talking wristwatches and wall clocks
  • Alternating pressure air mattress, also known as APAMs
  • Low vision aids to assist with activities like reading
  • Specialised dinnerware and utensils
  • Automatic shut of safety devices for their kitchen appliances
  • Ramps for entryways
  • Stairlifts
  • Railing along walkways and stairs
  • Grabber/reacher that helps seniors with limited mobility
  • Mobility aids like wheelchairs, walkers, and canes
  • Baskets to help carry items
  • Lift chairs and beds to assist in getting in and out of bed or chairs

Places that supply medical equipment for the elderly will have a senior care product directory so you can see what types of products are available and what they help the elderly with. If you are not sure what products are suitable, you can hire a licensed occupational therapist who can conduct an in-home assessment to see what products your loved one would benefit from. 

Services that can help seniors with their independence

Medical equipment is not the only thing that can help the elderly maintain their independence, there are also services available. 

A senior’s needs can change quickly, but that doesn’t mean they need to move to an aged care facility. At some point, if more assistance and supervision is needed, they may need to take advantage of particular care services. Such services can be in the form of a gardener, cleaner, meals on wheels and handyman work, for example. You will need to check with your local council as some services will come free, and others will carry a fee. Most services will become cheaper with a senior discount, but this will be determined by how often care is needed and the type of care that is required.

It is essential that if you see a senior struggling that you act on this straight away before things such as falls and burns occur.

Let your loved ones enjoy being at home for an extended period with the help of medical equipment to extend their independence. It can give them better quality of life and more freedom. With equipment such as the items suggested, you can be confident that your loved one is able to function adequately without having to fear for them constantly.

How to Motivate Staff to Optimise Retail Sales

The value of workforce in any retail business selling either products or services cannot be disregarded. A good employee is a brand ambassador to any business as they engage with customers in a genuine way, and sell more products. Even in the outsides of their lives, they will still make sure your business reaches out to a lot of potential customers. Motivated and well-equipped staff are proven to have higher worker productivity and be more satisfied with their jobs.

Despite their numerous benefits, some retailers still struggle on how to motivate their employees and keep them that way. The first and crucial step in building an effective and motivated workforce is to hire the right employee, whether you are a small retail boutique or a retail business providing drain cleaning services, hiring a good fit employee is key. When hiring, thinking about the fact that you are constructing a whole retail investment, where employees are key assets.

Invest in Your Employees

Now that you have hired your employee by taking your time, money and resources, to meticulously choose the right person, the next step is for you to grow them into a knowledgeable advocate for your retail company. Regular continued on-job training is a perfect way to invest in your employee as this ensures that you have a well-trained staff. Let your workers realise that you care about the growth and quality of their career by understanding the importance of investment in employee development.

Providing seminars is another proven way to invest in your employees’ skill development. Share organisation charts and figures so that your staffs can plan their future along with your company and promoting from within for supervisory and managerial roles.

Reward your employees financially and they will be more productive, this correlation was even noted by big-box retailers like Walmart. The sales of Walmart rose to $5 billion dollars in the first six months in 2016 after they raised their hourly pay to $10 in 2015. A case of such investment was also disclosed in an article on Harvard Business Review which stated that very successful retail store chains such as Trader Joe’s and Costco rigorously invest in their employees and provide customers with the lowest prices resulted on superior financial results as well as better customer service than competitors. Those companies have shown that bad jobs are not a cost-driven necessity even in the lowest-price segment of retail. However, what is vital is choice and job development.

Secret Shoppers
Using secret shopper programs, like Coyle, or finding your own shoppers through part-time work marketplaces, like Monster is one of the ways to track the performance of your employees. Mystery shoppers give an honest and unfiltered review of how your employees performed by go through the retail experience in your store and report back. Employers can then give feedback to staff and devise strategies to improve retail performance.

Different motivational approach and strategies work for different retail business and also for the individual employee. What might work for business A or employee A might not work for B. The outline strategies in this article is great startup point to motivate your staffs and optimise your company productivity.

Set Goals and Foster Employees to Achieve Them:

When setting a measurement method, supervisors must know what their company’s present condition is and then put up expectations and rules. Managers must have routine check-ins about progress and goals, exactly like any other critical key performance indicator in business. There must be a procedure to help guide employees who are perhaps struggling behind because of unproductive behaviour. A worker’s unproductive hours may come from aimlessly walking around the shop without approaching any customers, taking excessively long meal breaks and toilet trips, hiding in the back storage room or lingering with a client without getting anywhere.

By identifying the areas in which a worker is fighting, employers may work to help the person reach their whole potential and develop as an expert instead of letting them go (and paying for the price of turnover). Your initiative is key in this situation, you can start small with retail goals such as putting through three self-initiated transactions per hour or asking every customer if they want to sign up for a free store loyalty card. Build up from smaller goals and increase the confidence of employees to be pro-active and set their own goals.

Create a Positive Setting and Provide Tools

To inspire your employees to offer your merchandise, your retail area must look it’s very best. Create an area that reflects your brand and also the lifestyle you’re selling to your clients. This environment can help keep your employees motivated and allow them to enjoy everything they do. Space really does matter, if the store fitting rooms are old and dirty, employees are less likely to encourage shoppers to try on items. If your drain inspection cameras are new and high-tech, employees are likely to be excited to use them and do their best as compared to an old out-dated camera that malfunctions. You must set the stage in an appealing manner for you customers AND you staff, a lot of retailers forget that their staff have opinions too. A nice setting with appropriate equipment, together with the ideal mindset of the workers, will, then, enable you to sell more.

Best Online Shops for Homewares

Shopping for items to style your house with is not the easiest task in the world which is why we have put together a list of amazing online interior design shops to help you reboot your home style in 2018.

  1. Safari Living

Accessible luxury is Safari Living creator Felicity Rulikowski’s passion and fire, and her superbly edited online shop reflects only that. Having a stable of international recognized names from Missoni Home into Tom Dixon, she also hunts out emerging brands, and designers an immaculate choice of interior fabrics, homewares and furnishings. The greatest source for trendy home accessories, we all love the trendy digitally-printed Scrapwood Wallpaper from Dutch designer Piet Hein Eek, rustic jugs by Spanish manufacturer Artesania p Galicia, and posh selection of smart kitchenware from Malle W. Trousseau. If you reside in Melbourne, leap offline and slide in to Felicity’s Prahran showroom to get a reality check in style.

  1. Talo Interiors

Founded by two innovative, artistic and trendy mums Eliza and Katie, Talo Interiors concentrates on producing inspirational children’s rooms and playrooms. They wanted their kids’ bedrooms to be a showcase of their own layout and design. Having a love of modern styling, 100 percent natural fibers, quality craftsmanship and great design, the two of them find emerging designers and inspirational merchandise from around the globe, and if they cannot find what they desire, they create it themselves. Make sure you have a look at the sustainable wooden wall hooks by Chocolate Creative, lovely baby quilts made in the lightest GOTS organic-certified 100 percent cotton by Cam Cam Copenhagen, and also the rather lovely hand crafted swan wall mounted busts by Irish manufacturer ILKA.

  1. Feliz Home

Feliz in Spanish means happy and joyful, and it is precisely how you are going to feel surfing this bright and breezy internet shop. Friends Jane and Mel work from studios in Geelong and Melbourne, in which they produce brilliant cushions, tablecloths, bed and prints linen for the entire family. Utilizing organic and sustainably-produced cloths, they utilize water-based inks to paint, draw and display print of their distinctive and beautiful designs. We love their quirky and whimsical pillowcases and merry doona covers.

  1. Pony Rider

Having a love of the outdoors and excellent craftsmanship, cult Australian tag Pony Rider has enlarged its own bespoke offerings from superbly crafted cushions to an assortment of special homewares crafted from substances like thick grade sheets, industrial canvas and fine merino wools. Have a look at the industrial canvas bed-throws, advanced wall-wares including reusable wall dots and banners, bold cushions in a rustic palette and beach towels including the work of American jungle photographer Kate Rentz. Our pick is your super-cool reverse print Northern Navajo Blanket: the greatest travellers blanket which protects you from the bed to the shore. Do not leave home without it.

  1. UASHMAMA

UASHMAMA washable paper is nothing short of amazing. Produced from a virgin fiber through farming, it washes like cloth but feels and looks just like leather. Soft but durable, it’s crafted by local women and men from the town of Montecatini, only outside of Lucca, to practical and chic newspaper bags which will hold everything from a fragrance of flowers to a loaf of bread, Other homewares readily available range from newspaper wine shops, natty lunch totes, smart double laundry bags, place mats, celestial totes (just attempt to resist the white paper woven bag with tan leather straps), along with fashionable linen aprons with removable paper braces straps. I dare you to log off without a complete basket.

  1. 1stdibs

What you will discover: A vintage-lover’s paradise. One-of-a-kind antiques and rare designer pieces, sourced from retailers all around the world. In case you’ve got your heart set on a treasure from a certain age, begin your search here.

  1. ABC Carpet & Home

What you will discover: Aspirational decoration, with a mysterious slant. The website and in-store encounter are amazing, although the goods themselves are at the high end of the cost spectrum. Their offerings include elaborate lighting, tapestry-worthy rugs, tabletop accessories, and biking accoutrements, all sourced by an eclectic, international mix of designers and manufacturers.

  1. Amazon

What you will discover: An expansive selection of decor and furniture information, authentic to Amazon form. Wait for the budget-friendly purchases and continue scrolling to discover mid-century-inspired stunners. Amazon is great if you wish to sell a commercial property in Melbourne and are looking for nick knacks to make the area look more appealing and to make the sale.

  1. Anthropologie

What you will discover: The ideal statement bit, or choice of decorative doodads. We would really like to be friends with anyone that provides exclusively with Anthropologie finds – that they have a tendency to be high-end investment bits. Shop here for this whimsical touch on a space, make sure it exemplified wallpaper, a massive Rococo-style headboard, a sumptuously blossom candle, or possibly a bespoke Chesterfield couch.

  1. Arro Home

What you will discover: modern, compact, and vibrant decor. This Australian layout manufacturer infuses a strong Scandinavian influence in to its furniture, tabletop accessories, and fabrics, including sleek, geometric silhouettes dressed in fresh neutrals and peppy colours. Commercial real estate in Melbourne really benefits from these layout designs in assisting with accentuating the area.

  1. Article

What you will find: Mid-century-inspired silhouettes, updated for 21st century comfort. This direct-to-consumer furniture manufacturer has been founded on a doctrine upholding simplicity and quality, and their superbly crafted chairs, bed frames, and tables exhibit that attention-to-detail when maintaining costs honest. These trendy, yet versatile layouts are fantastic for dwellers that are looking to put down long term roots within their area.

  1. Bambeco

What you will discover: Eco-conscious, sustainable-living style. Click the Bambeco website, and each product that you’ll find retains the carbon footprint in your mind. It is an excellent source for organic cotton bedding, kitchenware, beach homeware, home decor accents, as well as distinctive gift ideas.

  1. CB2

What you will discover: sleek, chic, brass-finished decoration. CB2 favours a solid, angular shape, but at a contemporary, high-impact style that is all its own. Their couches err on the side of low-profile, and there is lots of on-trend metallic, marbled, and woodgrain tones during. Their large scale furniture creates a bold statement, but the small details – the bookends, teapots, candle holders – incorporate witty border to the house.

  1. Chairish

What you will discover: A vintage-and-contemporary furniture market that is constantly buzzing with new finds. While everyone can register to sell on the website, the wide Chairish stock is curator-approved, which means that you can be certain that you’re getting the real thing.

  1. Crate & Barrel

What you will discover: Anything from understated foundational pieces to cosmetic flourishes. CB2’s sister manufacturer is much about making bold moves in interior design style and more about developing a fresh, cohesive appearance. They’re a go-to destination for both couches and additional living room chairs, but their big assortment of decor and furniture crosses the whole home.

  1. Ebay

What you will discover: Anything from stopped favourites such as milk and sugar homewares, to concealed classic gems – based upon the day. People that have a craving for curating are likely no strangers to Ebay, where you could store or bidding on a vast assortment of merchandise from some other sellers. The website is somewhat like yard-sale sifting, requiring patience and a small amount of chance to monitor infrequent memorabilia or even a coveted designer slice.

Digital Trends Shaping Retail

Digital transformation in retail is quickly unfolding as businesses tap into new technology to provide consumers the customised, real-time electronic capacities they require. A recent poll from JDA discovered digitisation proved to be a high priority, with almost 70% of executives saying they intend to boost their digital investments in the upcoming year.

Here are six electronic transformation tendencies to watch out for in retail:

1. Making it All About Personalization

Irrespective of the solution or technology being set up, most retail transformation initiatives attempt to produce a more personalised customer encounter.

Amongst mobile programs, loyalty programs, beacons and fresh POS Systems, retailers are learning about their clients to better predict what they wa

nt and how they may enhance the individual experience. Digital improvements will be crucial to brick-and-mortar shop success together with seamless, personalised experiences across all channels.

2. Boosting the In-Store Mobile Experience

Greater than 80 percent of shoppers consult their telephones on purchases they are going to generate in-store, and a quarter of these said they have even changed their thoughts whilst standing in line after looking up information.

Successful retailers are now proactively fostering their in-store experience using their very own cellular initiatives to be a bigger portion of their advertising. Sephora continues to flourish in its own area by making its revolutionary mobile program a powerful portion of their in-store encounter. Clients are now able to use the program to scan their faces and also locate products that fit their own skin tones and make-up tastes.

Increasing data access through in-store mobile phone users can’t just keep customers engaged with goods, but also bring a different level of personalisation and instruction about what is available in-store. Data can be immediately stored in a cloud management platform giving retailers real-time access to customer behaviour data.

3. Mobile POS and New Payment Choices

Another growing trend is shifting out from giant clunky registers permanently bolted to front counters. Many successful electronic merchants are currently deploying streamlined tablet-based POS systems which are flexible, cellular and may be employed to not only process trades but improve customer support. This might help save sales assistants time during peak business hours, as they can check stock without needing to shuffle through the backroom. Mobility helps create a more efficient sales management platform where managers can access data from anywhere.

4. Purchase Online, Pickup in Store (BOPIS)

The capability to BOPIS is moving out of a market offering with an anticipation in mainstream retail stores. Consumers say that they utilise BOPIS to save transport expenses, save time while in-store and receive the merchandise when it is convenient. Many are also utilising retail sites to get online stock and utilise that information to warrant a shop visit. Retailers are trying to improve their capacities and investing more in technology to make sure it functions smoothly. Initiatives such as click and collect and parcel pick up locations are becoming mainstream as major retailers and Australia Post embrace the convenience and changed consumer purchasing habits.

5. Beacons

The increasing use of beacons is also shaping the digital retail landscape. When customers use opt-in mobile programs, beacons can attain them in their devices as they go into the shop, which makes it much easier for customers to immediately find what they desire, notifying them of prices on specific items they could be looking at in-store. Retailers which are employing the tech as it helps them understand customer browsing and purchasing patterns, enhance engagement and produce additional relevant offers for clients. This information can add to strategic business advice to better deliver products to customers.

6. Security

It might have been considered a negative note in the past, however, the growing incidence of cyber attacks and information breaches is creating digital security a high priority for all merchants. Information breaches of sensitive client information and card information may lead to lawsuits, financial loss, manufacturer damage and a loss of customer confidence.

More retailers are placing security front and centre of their electronic efforts, from their in-store WiFi for their mobile programs and POS systems. Retailers must better evaluate vendor risk, employ constant monitoring, guarantee the protection of POS systems and enhance cybersecurity awareness. Customers want to know they are being protected when making an online purchase or signing up for a loyalty program, and know that they are not going to be exploited.

Whether retailers are prepared or not, customers are very hooked on the real-time, personalised universe of the electronic landscape. The area of electronic transformation helps retailers better serve their clients and compete in the industry, completing a benchmark audit to observe where your competitors sit can help you make decisions as to technological advancement in your retail business.

A Guide For Buying A Car Online

Do you cringe at the thought of seeing a car dealership to buy a new or used car? Most dealerships now have an “Internet sales division” using its own sales manager, so it is possible to research and negotiate purchasing a car from your couch brighter and faster than ever before. Here are some tips to help you buy your next car online:

Find the right car for you

Many people already use the web to determine what type of car they want and learn as much as possible about the make, model, and accessories for your vehicle, for example if you want an ironman bullbar for your new car!

When buying a car online take into consideration budget, lifestyle, fuel economy, size, space, seating as well as the cost of ownership, and if you want added on accessories like ironman bull bars for your bush bashing drives, or a gps navigation for your car if you are not great with maps! When you have a car in mind, you will still have to see the local merchant for a test drive.

Research the value of your trade

Knowing the value of your trade and being open to other ways of liquidating your used car can provide more money toward the new car’s purchase price. Trade in your used vehicle in the dealership where you are buying a car, and remember to remove all your accessories including any multimedia installation prior to trading your car. You can also compare offers you get from a guaranteed value you can get for your trade at engaging local dealers, employing the Trade-in Marketplace tool on AutoTrader.com, a site for buying and selling new and used cars.

Search your make and model online for availability and price on private-party sale sites like eBay and Craigslist. Sell to a used-car dealer such as CarMax. Do not just fall for the convenience factor and trade in your used car at the dealership, where you will probably receive the lowest amount for this.

Get funding squared away

Never assume dealer financing offers at face value when purchasing a vehicle. The advertising is supposed to attract you, and lots of buyers might not be eligible. Check your neighborhood bank, credit union, or Bankrate.com auto-loan comparison tools, and apply online for a preapproval. When it comes to funding, focus on the yearly percentage rate, or APR, rather than the monthly payment.

Contact dealerships, collect price quotes

After your online research is complete, contact the dealerships for an online price quote. Whether you complete a site contact form or you email the Internet sales department or supervisor, you’ll be reaching somebody who has the ability to quote you a price. Be as specific as possible with make, model and options, and ask several dealerships for their very best offer. As soon as you collect some answers, compare them with your investigated cost ranges and to each other to determine which is better.

The Internet price haggle

If none of the initial price quotes you get fall within your range between the fair market value and invoice price, you can throw these two numbers back in the dealers and again request their very best price. When assessing any price quotes, be sure they are itemized in an email, and remember to inquire whether any additional charges are withheld or included in price quotes. Things such as “customer service charges,” choices and add-ons, which are negotiable and may be eliminated, can tack on tens of thousands to your overall car cost. If one dealer provides you with a price that you prefer, you can email the quote to a different dealer to get competing bids, particularly in the event that you understand just what each cost quote includes.

In this beginning stage, never quote your minimum monthly payment budget to a car salesperson. This allows him to pack anything he can into that payment and satisfy your budget. Don’t mention your trade-in or some other funding when purchasing a vehicle. These factors give the salesman leverage to negotiate these factors for his own best interest. Instead, stay focused just on the actual cost of the vehicle to bring it down.

Trade-in and funding

As soon as you’ve agreed on a price with a couple of dealerships, negotiate the trade-in and funding. Simply ask the dealer their very best offer for your trade. You also can opt to mention AutoTrader.com’s trade-in worth at participating dealerships. As soon as you receive quotes for your commerce, compare them with each other and decide to sell independently. Next, it is time to inquire about rebates and financing incentives. If you have a coupon or preapproval from your creditor, you can mention those because it is like being a cash buyer — accepting down and financing payment from the trader’s profit equation. Ask if the dealer can give you anything better. If you are eligible for the zero percent financing, control the bargain, and assess any other rebates or incentives, then you need to take the deal.

Signal and drive in the dealer

By now, you should be working together with the dealership that has the vehicle you’re purchasing and has negotiated the best bargain. At this final stage, you still have to see the dealership to finalize the bill of sale, sign any necessary financing paperwork, and pick up your keys and vehicle.

Interior Design Shopping Tips

For the majority of us, interior layout purchases are a huge commitment. In Addition to probably having a higher price point, these things will need to serve us well for many years. With expectations such as those, it is no wonder a lot people want to be entirely sure we are making the perfect choice before purchasing a new couch or dining table. The question is; how can you be sure?

If you have found yourself wondering something similar, you are in the perfect location. We have compiled our favorite interior design shopping pointers to help make certain you buy the perfect piece, each and every time. Use them as you tackle your next design job and we ensure that your wallet will thank you.

  1. Organize your inspiration before purchasing

If you are a regular reader of stylish magazines, you are probably wanting to focus on design inspiration that suits your personal aesthetic and your home. Today, we are taking that information one step further. Not only is it essential for you to zero in on the décor you love, you also need to consider how well pieces fit together before making any purchases.

  1. Put Enormous purchases first

When you’re attempting to stick to a budget, there is one cardinal rule, prioritize your large purchases. From the world of interior design, this means making sure that you have your furniture in place before purchasing any accessories. This way, you know the room will still be functional, even if it takes you a bit more time to save up for the finishing touches.

  1. Use search aggregators to find bargains

Those on a very tight budget should not shy away from using secondhand sources to supply their houses. With a little diligence, it is likely to find solid pieces for a fraction of the cost they would be in-store. You may use search aggregators to simpler comb through the listings in your area.

  1. Measure two (at least)

Anyone who has ever attempted and failed to receive a piece of furniture into a room can let you know the value of getting dimensions right the first time, both at home and at the shop. If you’re purchasing furniture at a brick-and-mortar place, don’t forget to write down the dimensions or have a photo of the label, so you have the info available for later. Then, when you get home, work on your decoration and design. Use pieces of String cut to those dimensions to block out the distance every new thing will take up in the space. Doing this will help you to get a better sense of how all your furniture will fit together, in addition to the walkway space you will have once the new bits are set up.

  1. Double check your colour choices

Colour can be tough to nail down. The settings on your computer screen may create a color look vastly different than it does in real life. Even when you are buying in-store, the light in that location can alter the way the colour looks. With that in mind, do what you can to ensure a hue matches what you have envisioned before committing to the purchase. Many flooring and furniture retailers provide swatches you can rent to be certain a colour will fit in well with the rest of your design. If that is not possible, read online reviews of the item.

Making an enormous buy on interior layout and house design can be stressful. These items typically cost a whole lot of money, time, and effort into making your home look stylish. It is not hard to see why so many of us worry about creating the wrong option. Having said that, we are here to help. Use these interior design shopping pointers to help make committing to your next major purchase a whole lot easier.

Why You Should Jump on the Timber Trend

Have you ever walked into a room decked out in light wood floors and sensed an instantaneous sense of calm? Maybe you’re one of those people who are constantly adding to their bedroom collection of timber-potted plants and do not quite understand how to stop.

Well, you are not alone and there is reason for this classic trend amongst interior designers and house extension builders. We humans, especially the design-obsessed among us, are innately attracted towards timber. It is an extension of our age-old need to get in touch with the natural world – one which has slowly crept back into regions of our home and working lives as lifestyle necessarily speeds up around us.

Nature-inspired layout (a fancy, design-y expression for wood) brings a whole host of health and wellbeing benefits, caused by light in a new report by Planet Ark. Wood is a renewable building material that uses low energy levels in manufacturing and improves air quality by moderating humidity.

Exposure to architectural timber frames and products has been demonstrated to lower the heart rate and stress reaction in students and employees, improving one’s psychological state and cognitive functioning. Essentially, spending some time at a timber-inspired room will make you feel happier and calmer. Double win. And plus, wood looks damn pretty. Here is some inspo to your next fit out – beginning with stated timber-potted plants.

Timber accents are also having a moment. With a natural ability to add warmth and depth to a variety of stylish interiors, wood has designers branching out and moving with the grain when it comes to creating meaningful home details with a new, contemporary look. In an increasingly virtual world, wooden accessories are supplying an organic, earthy sense of soul.

Our clients are gravitating toward simple substances which have stood time, according to Kate Sullivan, brand marketing associate for Rejuvenation, which makes hardware and fixtures. Sullivan said that we are seeing an emergence in organic designs and manufacturing processes that aim to preserve and accentuate the natural beauty in untreated wood.

Raw, live advantages and knotty imperfections improve everything from tabletops and mirrors to chairs, desks and frames, while hand-hewn tree stumps function as side tables, footstools or additional seating – all incorporated in designs pulled up by home extension builders. Polished, center-cut pieces of sustainably harvested tree trunks with rings and rough edges intact find new life as tabletops, and twisted branches of driftwood are mounted and re-imagined as sculpture.

The result is one of a kind. No matter what, no two trees are going to have the same grain, according to Casey McCafferty, designer and owner of Venice-based CBM Woodworks. You are going to have a really exceptional piece. McCafferty credits social websites with stoking interest in craftsmanship and building respect for innovative processes. People realize we have a whole lot of use and time really interesting tools to create some cool things.

The trend can be rooted in the serendipity of fashion. With a change from spare, unadorned insides, the new year is ushering in a Moody zeitgeist that prioritizes the welcoming warmth of a finely manicured nest over stark minimalism. Fortunately, a little can go a long way. Rustic accents – such as wooden crates, ladders and barn board-tiled walls – talk to a metropolitan farmhouse aesthetic, while modern interiors might incorporate abstract or abstract designs that fuse the warmth of wood with marble, glass or metal. Surfaces are left untreated, darkly charred or polished using a light oil, wax or lacquer. To determine the best way to clean the bits, McCafferty said it’s important to understand how the wood was treated.

To be on the safe side, he guides only wiping the wood with a soft, clean cloth. When washing things like a cutting board, make sure to wash it immediately. McCafferty said that after it is dry, place some mineral oil on it and keep it lubricated because if it dries out, it may divide.

Reclaimed wood, on another note, is among the biggest interior design trends alongside glue laminated and engineered timber of recent decades. In the coffee shops of Shoreditch into the studio flats of Silicon Valley – reclaimed wood tables and floors are everywhere. Well, no more. Anything reclaimed or that seems recycled is definitely on its way out, according to David Alhadeff, founder of New York gallery The Future Perfect.

Dark wood, a habitual firm favourite, are set to disappear from interiors in 2017 because it seems a little heavy. The new hot stuff? Terrazzo, according to a Wall Street Journal tendencies roundup – that is the cement of Resin pieces with pieces of marble suspended inside. New York designer Mariela Alvarez said it is one of those classics which folks underestimate. It is virtually indestructible and great for flooring.

Another designer, Drew McGukin, told the newspaper from 10 paces back, it reads as clean, fresh and neutral when showing texture and dimension up close. Reclaimed wood is not the only design fad on its way out as specialists declare pallid pink a no go for the New Year. Colours including pale pink have been everywhere for the past couple of years but have a brief life-expectancy, said Charlston-based designer Michael Mitchell.

No one looks great sitting on a pink couch. Instead, contemporary and moody forest green is tipped to take its place. This is because it could be made to seem present and new when paired with grays, blacks and white, coming together to create a classy look. Likewise the omnipresent modernity of open floor designs is taking a back seat with a return to compartmentalised rooms, particularly kitchens.

Loft-like living is not for everybody, said San Francisco designer Grant K. Gibson. In years past, everyone knocked down walls to make ‘great rooms’ with kitchens linked to living spaces, but people realised that they actually desire a feeling of separation. At dinner parties notably, people do not especially want to see a cluttered kitchen.

Tips for Buying Online Products

Online shopping can be a godsend for busy medical professionals needing to buy products online. Not that long ago, medical and aged care equipment had to be bought from specialty brick-and-mortar retailers. Now, you can accomplish it within a few clicks, to what used to take hours. But, we all know very well that having more choice does not necessarily indicate a smoother shopping experience or a better ending buy. With the proliferation of internet retailers, purchasing medical equipment on the internet can be a gamble. Are you considering searching for medical gear online? Read Our hints for getting the best prices on top-quality products that you can trust.

#1 Do Your Homework

For the best outcome, research your purchase carefully. Online shopping may seem simple at first, but it requires a great deal of investigation to be sure you’re spending wisely. Product reviews are an excellent place to start, especially if you are buying different products online. Read the testimonials of any product that interests you, paying special attention to the functions you are most concerned about. On the lookout for a stethoscope that accesses higher frequencies? Consider searching within the reviews for “high frequency,” to see exactly what other clients have to say. Take your search into the broader world by searching on Google for the product you require, and also to compare prices and reviews across different retailers, such as Keystone Health.

#2 Best Value Includes Excellent Customer Service

For the best internet values, do not forget that customer service counts. With the rise of online shopping, retailers are more aware than ever of offering the lowest prices. However, some e-retailers undercut the competition by skimping on client support. Read the fine print from any e-retailer, and pay close attention to transport costs, return policies, and product guarantees. What if something is wrong with your purchase? Are you responsible for the extra cost of return shipping and repairs, or will your e-retailer take care of them?

If the seller’s site is difficult to navigate, or is not making their service policies easy for you to find, that may be a red flag. Conversely, if a website features a telephone number prominently on the top of the website, and takes the initiative that will assist you discover the information that you want, that is a good indication that they provide quality services.

How much help and support you will need depends on what you are trying to buy. Some retailers provide customer support by email, live chat, and telephone; others will leave you on your own if you need assistance. While the process of purchasing has changed, some fundamentals of smart spending stay the same. The high quality brands that you trust from a brick-and-mortar store, should still function as go-to merchandise to look for when buying online. And, while online retailers can provide wonderful rates, a better quality product will inevitably be more expensive than one that is cheaply made. When you shop, consider that a better quality product will last longer and provide you more use value.

#3 Things About Used Gear

To conserve money, should you look into purchasing used medical equipment rather than new? With the proliferation of places to purchase medical equipment on the internet, the marketplace for used medical equipment has also jumped. Why not buy the exact same solution, used, but for a much lower cost?
Should you decide to buy something used, learn as much as possible about the product’s history. How old is it, and how much use does it consume? Find out if you’re able to contact the former owner directly, to inquire about the item. A used product should offer the same guarantees and customer support as a new item. Prevent “final sales” and smaller e-retailers who can not vouch for their products, or do not appear knowledgeable about medical equipment. With all the excess work involved with purchasing used merchandise, you may find it is worth your time, and peace-of-mind, to purchase new.

September Sales Guide for Sydney-Siders

Sure, Melbourne appears to be the trend mecca this month as they host their own Fashion Week; however there are loads of trendy events across Sydney to coincide, such as Zimmermann’s next sale of this calendar year, Vogue Fashion Night Out and Westfield’s Fashion Weekend.

Sale Guide

Since its regional beginning in 1991, Zimmermann has obtained global success along with a star after (cue Beyonce’s Instagram and Yara Shahidi’s VMAs appearance) because of its complex femininity, whimsical prints and focus on detail. So in regards to this warehouse sale that’s among the years largest, anticipate queues and orderly insanity with local enthusiasts vying to get their hands on previous season layouts.

Worth it for up to 80 percent off Spring ready-to-wear 17, Resort Ready-to-wear 17, Resort swim 17 such as the coveted Cavalier Tier Dress along with a variety of Zimmermann accessories and women’s shoes.

Minimalistic clothes, accessories, decor and beauty electronic atelier My Chameleon will be holding a three-day warehouse sale in Paddington with as much as 85 percent off previous year designer sets. The sales will feature local and international designers such as Dion Lee, Ellery, Christopher Esber, Simon Miller, Marques, Jacquemus and much more.

Famous for their embellishment and exact attention for detail, Australian Luxury brand Madame X is holding their first ever warehouse sale in Surry Hills this weekend. The sales will comprise of 70 percent off previous season fashions in addition to one-off samples including embellished accessories, ideal for spring events.

Last week, Napoleon Perdis celebrated 25 years in the cosmetics industry using a touch luxurious party, as recorded by Amy Croffey at Fairfax’s Social Seen. Now the businessman is currently offering 25 percent off most of his full-priced things in store and online for 2 days to assist enthusiasts in joining in on the party.

If you’re searching for quality garments and women’s shoes in a cheaper price range, then Australian tag Cooper St is currently holding a three-day sample sale this weekend, even together with all of the inventory such as dresses, shirts, skirts, pants, coats and shoes at $40 or below.

Didn’t make it to the August Street and PS the Label sales last week? Do not worry; brands are now holding online warehouse sales, together with the last season stock and record pieces further decreased from the Surry Hills sale a week ago.

One of Sydney’s biggest classic markets goes again next weekend in Marrickville Town Hall. Round She Goes indoor marketplace has 60 handpicked classic and retro style, handmade jewelry and accessory stallholders selling things in the 1950s onwards.

Shoppers can expect to discover a combination of international and local preloved brands such as Gorman, Zimmermann, Max Mara, Moschino, Ralph Lauren, Fendi, Carla Zampatti and much more. If the events held earlier this season are anything to go by, it is very important to get in early.

The Round She Goes marketplace will have shops from a number of Sydney’s very Fashionable ladies.

Just Arrived

Global brand Tommy Hilfiger is ongoing to expand their neighbourhood presence with the introduction of the 10th Australian shop in Westfield Parramatta. Constructed over 145 square metres, the shop’s aesthetic will stick to the worldwide design theory that celebrates the new heritage with a modern and clean minimalistic finish to celebrate the Spring 2017 ‘Summer of Love’ set the focal showcase.

The set celebrates 1960s enjoy and liberation in a modern style Including denim patchworks, thoughtful details, paisleys and sun-washes palettes, remaining true to the new American traditional layout.

Taking cues in the new signature nautical lifestyle, the furnishings Feature walnut and high-gloss white timber, stainless steel and polished stainless steel, and obviously beam of red, blue and white colour palettes.

While the shop opened on August 31 Tommy Hilfiger has partnered with MTV Australia for a formal opening music event that September 9. Hosting a set from DJ Tigerlily, customers also will have the chance to meet Instagrammer Pia Muehlenbeck in addition to hosts Sam Taunton and Lisa Hamilton. The new GigixTommy set is falling in US on September 20, so here is hoping that bits will be available from the shop.

Just Arrived

Together with their charity partner of 11 Decades, The Butterfly Foundation, Sportsgirl has release a unique selection of accessories as part of Love Your Body Piercing.

Together with running a campaign on body image together with the charity, Sportsgirl has teamed up with Melbourne accessory designer Georgia Perry to make a range which comprises a clutch, journal, iPhone instance, eye-palette, t-shirt and  shopping bags, each using their own animation motifs and powerful messages. All of the profits from the goods which are going to be accessible for the upcoming few months will go towards assisting the Foundation’s efforts in human anatomy assurance.

Positive body image, health, joy and identity are heart components of Sportsgirl’s new DNA and they’re devoted to introducing new efforts to increase much needed funding to encourage Butterfly Foundation‘s major cause as well as the very important marketing of human body confidence.

#inthecart

Here comes the sun…glow yellowish! Throwing some serious colour in the booming 2017 tones of blue crimson and pink, yellow has experienced a reboot for spring in the kind of mustard, saffron and garlic toned bits, and honestly we’re all for this.

Maybe a part of this La La Land effect, Emma Watson’s Belle or Beyonce’s ‘Hold Up’ Roberto Cavalli apparel and women’s sandals, it has been tagged “Gen Z yellowish” by Person Repeller who only released a wide assortment of various marigold colours. It follows on from the likes of Chloe, Chanel, Oscar De La Renta and Altuzarra who greatly feature the colour in their Spring/Summer online shoes and clothing collections before this season.

Instagram is also going bananas over the tendency that may either be used as a statement block colour on gowns or mixed and matched with neutrals and pastels like beige, white and lace and denim bags to get a more subtle approach.

Amazon Plans for Fulfilment Center in Melbourne

Amazon has confirmed plans to set up a fulfilment centre in Melbourne’s southeastern suburbs as it pushes forward with rolling out its full retail performance in Australia. The retail giant also announced it will appoint an executive from its German operations to run Amazon Australia. Rocco Braeuniger, manager of consumables in Amazon.de, will assume the role of state manager for Amazon.com.au in the coming months, a spokeswoman said.

The eCommerce juggernaut said today it will set up its first Australian fulfilment centre in the personal Pellicano Property’s M2 Industry Park at Dandenong South – a move previously flagged by The Australian. The projected 24,000 square metre warehouse is close to key streets including the South Gippsland Highway, Monash Highway and EastLink. The lease was brokered by CBRE’s Industrial and Logistics team.

Amazon’s looming rollout is set to add pressure on local retailers and retail landlords, already grappling with careful customers in an era of slow wage growth. Amazon is recruiting for functions including operations supervisors, pickers, packers, systems technicians and HR staff.

Amazon’s director of operations for Australia stated countless new jobs would be created in Dandenong South, and not just in infrastructure and general plumbing services. That is just the beginning. Robert Bruce said that over time, they’ll bring thousands of new jobs to Australia and millions of dollars of investment in addition to opening up the chance for thousands of Australian companies to sell at home and abroad via Amazon Marketplace using Amazon’s integrated asset management.

The center will stock hundreds of thousands of products for delivery across Australia, he said, adding that offering low costs are a focus. Victorian Industry Minister Wade Noonan said the move would create retail opportunities for tens of thousands of local businesses, including for those infrastructure like drake low loaders and crane hire companies. US online retail giant Amazon has announced plans to open its first major Australian warehouse in suburban Melbourne, which it says will use hundreds of people.

Amazon is now two times as big as Walmart, which was the world’s biggest retailer. It’s seen by many Australian merchants as a “Death Star”. Analysts at financial services company Morgan Stanley forecast its arrival in Australia will have a “profound” impact on the industry, and pose a significant threat to established retailers like Wesfarmers, Woolworths and Myer. Last month, Amazon chief executive Jeff Bezos temporarily became the world’s richest man, according to Forbes magazine’s wealth tracker, but Microsoft founder Bill Gates soon reclaimed the lead.

Mr Bezos, who also owns The Washington Post paper through a holding company, has an estimated net worth of about $US90 billion ($113 billion). The e-commerce giant formally announced the place on Thursday, after speculation last month the industrial area was chosen after a number warehouse, logistics and distribution jobs were advertised online.

The company said it would “start recruiting instantly” for a selection of roles including operations supervisors, pickers, packers, quality management system technicians and HR specialists. Robert Bruce, Amazon’s director of operations for Australia said in a statement, is thrilled to be producing hundreds of new jobs in Dandenong South.

This new fulfilment facility will stock thousands and thousands of products that will be available for shipping to clients across Australia and transferred into the store by the largest crane hire once they start their retail offering, according to Mr Bruce. They’ll be focusing on supplying their Australian clients low prices on a terrific choice of merchandise.

In a statement, Victorian Industry Minister Wade Noonan stated Amazon was the newest global organization to choose Victoria because of its Australian operations. The organization’s decision to locate its center in Dandenong South source locals for gas installations and commercial plumbing services will create hundreds of local jobs and open up retail opportunities for tens of thousands of local companies.

Amazon Web Services found locally in 2012 and Amazon launched a Kindle Store on Amazon.com.au in 2013. Amazon currently has nearly 1000 employees in Australia. Earlier this year, Morgan Stanley cautioned that the “Amazon Effect” would wipe $800 million in the earnings of recorded chains such as JB Hi-Fi and Harvey Norman, but said the biggest hit is to Wesfarmers.

The retail giant, which owns Target and Kmart, could lose more than $428 million in earnings from 2026. The report said department stores are the industry’s worst hit, as Amazon produces around $12 billion in sales by 2026.

August Sales Guide for Sydney Shoppers

Spring is just a month away, but who’s counting, right? From community markets into the Rachel Gilbert clear-out, this month’s sale roster is guaranteed to get you out and about in Sydney. In addition, for the first time each Burberry boutique is offering in-store personalisation, hand-painted by one of their brand’s UK artisans, and Birkenhead Point is opening up Australia’s first Harrold’s store in its recently opened development.

Australian designer Rachel Gilbert is holding her second Sydney warehouse sale of this year and it is among the biggest on the yearly Sydney sale calendar. Famous for lavish and intricate hand-embellished layouts, the five-day sale provides around 80 percent off previous seasons including fall winter 17, spring and resort summer 16, samples, bridal dresses, women’s ankle boots and high heels and much more.

Held in a brand new Paddington store, the brand is looking to clear out all stock, which makes it the ideal time to pick up an outfit for any special events coming up in the next half of this year. Be ready for queues and wear clothing which makes it easy to try on clothing in minimal space.

Have you got monogrammed products in your mind? For the first time a Burberry Artisan has moved to Australia to provide customers a distinctive leather goods painting service. Over the weekend a range of the British fashion house’ signature totes, gifts and accessories can be personalised with up to three hand painted initials. Moreover there will also be exclusive gifts and prizes not usually sold in shops, such as a backgammon set, domino instances, playing cards and travel accessories available, besides Burberry’s signature classic trench coats, scarves and rucksacks which can be personalised online, you can also buy shoes online but they cannot be personalised. The free service for new purchases comes in two fonts and fifteen colour choices, with every bag taking around an hour to hand paint.

One of Sydney’s biggest classic markets is also returning next weekend to Marrickville Town Hall. Round She Goes has sixty handpicked vintage and retro style, handmade jewelry and accessory stallholders selling items from the 1950s onwards, some of these items used to be displayed on plinths but now they can be yours to own. Shoppers can expect to discover a combination of international and local preloved brands such as Gorman, Zimmermann, Max Mara, Moschino, Ralph Lauren, Fendi, Carla Zampatti and much more, if the market held two weeks ago is anything to go by, it is important to get in early.

Australian active wear brand Running Bare is having a three-day warehouse sale this weekend, with discounted prices on spring summer and fall winter samples, discontinued and clearance inventory across its active wear, women’s sneakers and Rival Swim lines in sizes 8-22. The sale will feature the brand’s signature printed and ordered designs to inspire us to remain active in the cooler weather. There aren’t any change rooms on site, so wear something that you can slip things over in the event that you would like to try items on.

If you missed out on last week’s Ellery sale, you are in luck! The Parisian inspired Australian brand that has become renowned for its trademark flares and eyelet bits has expanded their sale for another fortnight. Located in Westfield Sydney, the pop-up features 70 percent off casual wear and spring, including the popular the Sword Bubble apparel and Witch Doctor Sleeve apparel.

Etsy, in collaboration with payment support Square, is holding a community market in Central Park over the weekend. It’s an opportunity to connect with a number of your favourite Etsy Australian designers and creative abilities, with over 70 shops on the day. The market will feature handmade products, vintage items and craft from fashion and accessories to stationery, to museum art and design pieces.

Mark your journal, Friday, August 4 is Jeans for Genes day. It’s practically compulsory to wear denim in support of genetic research and if we’re honest, goodwill is the best trending fashion to follow.

Just Launched

Spring clean your drawers, there is a new beauty participant coming to town. Well technically, it is a cult favourite, but Mecca will be launching their latest eponymous selection, MECCA MAX in-line with the brand’s 20 year parties online and in-store from Tuesday, August 1. The new collection is available and extensive enough for beauty junkies and beginners alike. The products are made for experimentation, personalisation and play.

That is exactly what comes to mind when researching the 206 products from foundations and eye shadow duos to make up brushes and blenders. The best part is that the cost range sits competitively with pharmacy sold goods. Lipsticks are going for $20, concealers for $22, foundations for $32, and an artistry palette is the largest ticket item at $45.

Mecca Brands creative director Marita Burke says that the new brand intends to be a Game-changer from the beauty retail area. “MECCA MAX has been created for the girl who is as obsessed with beauty as we are. Our innovative products are smarter, work harder and will do more for your look than anything else in your beauty arsenal. Think the perfect nude, the best lash, the boldest lip, the brightest illuminator and everything in between. It’s MECCA’s beauty obsession, bottled,” said Burke of MECCA MAX.

Just Opened

With the multi-million dollar redevelopment of the outlet location, Birkenhead Point is a new regional first for Sydney shoppers. Australian luxury style house Bally will be introduced into the centre together with Harrold’s that will open its first and only outlet store. The pair will join other luxe designers such as Coach, Calvin Klein and Michael Kors who established their presence in the prior outlet. The revamp has also brought with it home ware store Peter’s of Kensington, in addition to street wear brand Zanerobe.

“With its unrivalled location on Sydney Harbour and just minutes from the CBD, the centre appeals to not only Sydneysiders and domestic visitors, but also to international tourists,” said Mirvac Senior Development Manager, Christina Nelson regarding the developments. This latest development responds to our customers’ wants and needs and greatly enhances the appeal of Birkenhead Point. We’ve enhanced the customer experience by providing a sophisticated and modern palette of finishes, including new mall ceilings and flooring, bespoke furniture and store front updates, whilst embracing the legacy backdrop of the special and much-loved building. The new space will also display work from Australian artists in Cooperation with Art Pharmacy Creator, Emilya Colliver.

What’s Hot This Month

Since the beginning of the year it seems that red colours have spread like wildfire. After Kate Middleton wore a dance girl emoji off-the-shoulder Alexander McQueen number during the Royal Tour and Rihanna rocked the Valerian premiere in similar style, we’re seeing red in our cart this week.

The good news is that red can be worn in different seasons, and pairs with just about anything such as denim, leather and clashes perfectly with millennial pink tones. The actual trend this year is a ruby red pair of sneakers, and you can definitely buy a pair of those shoes online. Examine the ones worn by Judy Garland in The Wizard of Oz for inspiration. If you want to make a statement with fiery red shoes, keep the remainder of the outfit minimal with neutral tones, a white top, light blue jeans and a trench coat.

Showrooms: Retails Potential Future

For many retail businesses, showrooms can provide an appealing combination of customer experience and persuasive economics.

coastal furniture, beach style furnitureEver since Amazon started selling books on line in 1995, retailers — And a good deal of other commentators — have been asking the crucial question, if any, physical shops may play at the retail area. Many have gone so far as to forecast the ultimate death of shops, and many others expound the merits of different hybrid omnichannel solutions.

To Be Certain, the tendencies are bad for store-based retailers, which generally whine of challenging requirements and frugal customers. Though general retail sales operation is rather powerful, during the past several decades basically all the inflation-adjusted profits in merchant earnings have been driven by online stations, which appreciate growth rates up to 7 percent greater than retail industry growth as a whole. Meanwhile, conventional retailers are confronted with declining or flat earnings and big, expensive store networks.

Online sales expansion dwarfs the retail sector as a whole

Unsurprisingly, heritage companies are restructuring their footprints. In 2016, big retailers like Aeropostale, JC Penney, Gap, Walmart, and Macy’s shuttered shops. At exactly the exact same time, incumbent retailers are embracing omnichannel theories, which aim to provide customers a smooth experience if they’re buying items online or in a shop. The top of those offerings work nicely: Consumers receive the convenience of buying a pc, smartphone, or tablet computer, or even in person, and merchants can reduce marginal cost-to-serve by, as an instance, encouraging customers to pick up bulky items in a shop instead of having them sent to their house. While the margins are still lower than online service based retailers like those who offer to chemistry tutor online, or provide accounting/taxation services.

Omnichannel attempts have underperformed

Omnichannel plans — that seamlessly synchronize many types of consumer experience, such as brick-and-mortar shop surroundings, online revenue, smart phone connectivity, and voice links — are a hit for a couple merchants. Broadly , however, these attempts haven’t succeeded in arresting reductions in shop action, improving merchant profitability, or boosting online sales. Though a lot of traditional retailers now highlight the wholesome growth rate of the online revenue, most are now lagging behind and losing market share to Amazon and other internet pros who offer a widening range of increasingly larger goods such as beach style furniture . And their earnings are becoming unsatisfactory, they’re learning how expensive the omnichannel strategy is, as it takes retailers significant effort to keep multiple distribution chains (1 direct-to-home, one to the shops); encourage networks; and also, frequently, stock pools.

For conventional retailers, addressing those shortcomings from the Omnichannel version is tough. They’d need to seek out hard-fought efficiencies in basic, routine surgeries, such as shop network direction, and selectively (and efficiently) spend accumulated savings from the big-ticket capabilities needed to be rewarding from the omnichannel marketplace. One of those capacities are merged inventory systems, a persuasive digital consumer expertise, and large data analytics.

Online-only retailers, though definitely in a much better place compared to their physical shop sockets, have challenges to overcome also. These include converting browsing customers into real purchasers in high amounts and managing steep logistics costs for returns and imports.

Showrooms function best for distinguished goods — goods which change significantly from one retailer to another like designer clothes, cars, interior design products and coastal furniture.

The showroom choice

Considering that the barriers facing retailers today, we consider that there is yet another, largely complementary revenue strategy that merchants in certain industries should think about. They could substitute underperforming stores and encourage e-commerce attempts with showrooms. A showroom, at its purest form, is a shop that showcases merchandise on display plinths, but sells nothing — in the sense of offering merchandise to customers. Rather, a showroom provides items for review, provides advice on goods, and requires orders. The goods are then sent to your customer’s house from another site.

As it happens, many customers use retail shops this Way already. For example they will enter a sporting goods store and try on sublimated basketball uniforms there to ensure correct sizing before returning home or using their smart phone to buy online. However, because retailers nevertheless aim to market out of their shop stock, they must keep the complete array of present shop service infrastructure, which makes the present arrangement not economically favorable. A dedicated showroom includes a distinct objective.

Showrooms function best for differentiated merchandise. These are goods That change significantly from one retailer to another (e.g., branded fashion clothing), are fresh to customers (e.g., the hottest electronics), or else can be stated to be marketed, as opposed to purchased (e.g., a wireless data coverage or expensive jewelry). Their counterparts are typical products, or things (for example, ketchup, soft beverages, and athletic socks) which customers are extremely familiar with which are basically the exact same in each shop. Frequent products sell well online, but distinguished goods are more difficult to proceed via e-commerce; customers might need or want to navigate for these products, analyze them, and also find information on what to purchase. What’s more, if they do purchase, consumers return distinguished products at substantially higher prices.

A showroom can add value in Many ways relative to the internet Retail surroundings:

Skilled and attentive sales team may promote conversion of browsers into real clients, leading to more sales. And face-to-face with customers at an engaging retail surroundings, the employees may also possibly up-sell and cross-sell, which raises both earnings per item (called AUR or average unit retail) and components sold per trade (UPT), and each of which boost shipping economics.

Since clients can touch, feel, try on, and differently familiarize themselves with the products in a showroom, yields are not as likely. In fashion from basic items including basketball shorts to luxury items like designer heels, by way of instance, physical shops experience a yield rate of approximately 3 per cent, compared to roughly 25 percent for internet sales, and a much greater percentage in the event of exceptionally fashionable or fit-critical products. And when showroom-using customers do opt to return things, retailers can conserve a number of the substantial cost of return shipping charges, handling, and restocking by inviting clients to make those yields into the showroom.

If a company is selling differentiated products in a brick-and-mortar shop, the primary driver of functionality is getting the perfect product in the perfect place at the ideal moment. Consumers do not know what they need until they see this, and tastes change with style trends. End-to-end merchandising, or planning and choosing the most profitable product combination from the start of the distribution chain to its completion, is a crucial institutional capacity for conventional retailers — and inherently hard to grasp. Consequently, stores frequently need more backup inventory and storage solutions to pay for shortfalls as complete sales volume grows.

And despite everybody’s best efforts, stranded stock is commonplace, which causes expensive markdowns and lost earnings or pricey piecemeal transfers between shops. This clarifies why apparel retailers frequently earn higher earnings per item and greater gross margins in their own internet businesses. Even something which begins at precisely the exact same cost on the internet and in-store will frequently sell for more AUR within an e-commerce site within the coming weeks, thanks to less stranding and fewer reductions.

A showroom’s stock Advantages

A showroom may relieve the hardships of stock management. By Definition, a showroom comprises only the inventory necessary for clients to pick their merchandise. In apparel, by way of instance, which may involve, for almost any type of garment, one in each dimension and at least one in each colour, but none in each fashion–colour blend. The stock for real sale is kept centrally, making it a lot simpler to handle. Consequently, the inherent markdown danger in a showroom merchandise is considerably reduced. And since the showroom conveys reduced stock, it takes less time to handle, and the socket can be far more compact than a shop, minimizing property charges.

Showrooms significantly reduce stock woes

Showrooms possibly provide the alluring prospect of a good consumer expertise and strong financial principles.

Making it work

Bonobos, a stylish men’s apparel firm that caters to 18- to 40-year-old guys, aptly illustrates the showroom retail idea. Considering that 2012, the business was experimenting with showrooms it refers to as Guideshops, currently in 30 places. Consumers may walk in or reserve a consultation, and have a beer or a drink of water as educated salespeople known as ninjas take dimensions and help form sizes and styles.

Guideshops have all of the benefits of a luxury, high-touch retail Shop. Clients can try on clothes, get lots of information — and also be enticed with potential accessories and add-ons. In the conclusion of this sales consultation, the products are ordered online and sent to the client in the home.

Guideshops save money by requiring fewer salespeople and needing smaller footprints compared to a standard retail store. Additional consumer information (for example, sizing and preferred styles) have been listed in the Bonobos information system, clients are more inclined to make online purchases unassisted later on, driving customer loyalty and reduced yields, even for e-commerce trades.

In addition, the stock savings are spectacular. It’s estimated that in its denim jeans stock, Bonobos showrooms will need to inventory only around 220 things to cover its own style/size/wash variety. By comparison, a normal specialty apparel shop may stock in excess of 3,600 items in jeans. Also a Guideshop showroom avoids the costly infrastructure required to encourage physical shops, such as complex distribution chains and point-of-sale systems with complex accounting and bookkeeping backbones. When customers are prepared to make a buy, the ninja only hands them an iPad and helps them create an internet purchase in the regular way that they want if they had been at home on their sofa. The purchase is consummated on the place, eliminating the prospect of cart abandonment partway through the buy, a frequent event when shoppers initiate trades on the internet, in addition to the danger that the consumer might leave the shop and select later to purchase similar things from a different merchant.

Other retailers, such as Haier (the Qingdao-headquartered Appliance maker, in its shops in China), Hointer (a Seattle-based apparel retailing startup), Paul Evans (a New York-based men’s shoe shop), Restoration Hardware (an American home decor series), and Zalora (a style emporium from Southeast Asia), have embraced the showroom version. A number of these businesses carry higher-end apparel or furniture, which can be prohibitively costly to stock in volume. There’s consequently a natural transition into the gallery strategy, where retailers could provide shoppers a feeling of how these goods look and texture in real life settings in the instance of furniture or in a more casual, less hurried environment for trying on garments with careful sales specialists available.

This model basically unites experience Retail — a favorite concept nowadays from the business — and effective inventory management. The shop’s area may be used for displays and visual merchandising and real goods for sale could be held in a couple of fundamental fulfillment centers, instead of at numerous retail outlets. Pooling stock in a few of warehouses makes calling sales volumes and inventory levels considerably easier because explosive demand will smooth out within the showroom community.

In summary

Many retail operators may have a dim view of traditional “showrooming” — seeing a shop Prior to making a buy online — way from Seeing it as the answer to large challenges. However, since it evolves in a way that lets retailers assist clients make purchases on site and have things delivered for their houses, many retailers are discovering the showroom occurrence could be Leveraged to their benefit in the kind of higher earnings, fewer returns, and Lower prices. Quite Simply, showrooms offer the alluring possibility of a unique consumer expertise and strong financial principles.

As we move towards a sharing economy where everything becomes a function of individual supply and demand think Uber and subsequent companies that apply this model to everything from education; that offer a year one to year ten tutor, to courier services to even skills exchanges…the showroom makes sense. It aligns to the increased pace the sharing economy enforces while eliminating issues of a purely online model and beneficially it can offer additional gains through customer interaction. As showrooms become increasingly popular, it will be interesting to view the growth margin and whether it dwarfs online in the same way online has consistently dwarfed retail in previous years

4 Ways to Save when Dining Out

all day breakfast,restaurant yarra valleyIn Most Publications and articles about saving cash, a common bit of information about dining out is just, “Do not do it”. In the end, when you dine out, you are not paying for the meals — you are also paying a hefty markup to get it cooked for you and served for you personally.

From a strictly practical perspective, this information makes Perfect sense — but it is not much fun. Pretty much everybody has the occasional busy, stressful day when they are home from work and just cannot face the thought of cooking. At times like this, having the ability to head out for a great meal, or perhaps simply ordering a pizza, is a welcome aid.

Luckily, there are ways to enjoy the occasional meal when dining out without throwing your budget into total disarray. You’re able to continue to keep the price in check by making strategic decisions about where to eat, when to eat, what to purchase, and also the way to pay. There’s no need to feel like your forking out the sort of money you might pay at a restaurant in yarra valley Australia or at a Michelin star restaurant, eating out on a budget can still be a deeply satisfying dining experience.

1. Take Home Leftovers

One way to take care of the typically massive serving sizes of restaurants is to divide the Dinner — not having a buddy, but in to two meals on your own. Rather than eating everything on the plate stop after you are satisfied and request a to-go container or bring your own — to take home the leftovers. This way, tonight’s dinner could double as tomorrow’s lunch. Alternatively, places that serve big plates of food mean today’s brunch can also become tomorrow’s breakfast (weird right?).

In case you have trouble disciplining yourself from eating it all, while there is still food on your plate, request the container at the beginning of the meal. Then it is possible to place the to-go part from the box straight away, before you begin eating.

Taking home leftovers does not save as much cash as sharing with a friend, as you are still paying the entire price. True, you get two meals from it but your restaurant leftovers are probably dear than that of a brown-bag lunch which will just have cost a buck or so to create. So, all you are really saving is your $1 or 2 you’d have spent on your home cooked lunch — but it is better than allowing that additional food go to waste.

2. Avoid the Drinks

If the food you purchase at a restaurant is expensive compared to Home cooking, the markup on beverages is much greater. Restaurant buyers interviewed by SFGate acknowledge they charge approximately four times as much to get a glass of beer and four to five times as much to get a glass of wine since they really cover it.

Preventing booze will not address the issue either. Actually, the Markup on soft drinks is much greater. A cup of tea prices you almost eight times what the restaurant paid for your tea bag. A can of soda also costs about eight times what the restaurant compensated for this, and also a soda fountain beverage costs a whopping 20 times the restaurant’s price.

A much better solution would be to bypass the beverages altogether and only have tap water with your meal, because most restaurants do not bill for that. Don’t forget to ask for tap water especially — a few restaurants could charge up to $3 for a bottle of mineral water which cost the restaurant about $0.65. In a casual restaurant, picking tap water rather than soft drinks can help save you about $2 a glass, and it is easier on your waist too.

If a meal just does not taste right without a glass of wine to proceed with it, search for restaurants which can let you BYOB — bring your own bottle. A $18 bottle prices you roughly $3 per glass compared to $12 per glass to your restaurant’s wine. But bear in mind that a few restaurants charge you a “corkage fee” for opening and decanting the bottle for you. According to the wine website Vinepair, this fee is generally between $20 and $40 at upscale restaurants, however some elite restaurants cost up to $150 — so be sure that you ask the corkage cost before you BYOB.

3. Have Something Special

At first glance, It Looks like the best way to minimize the Price of a restaurant meal would be to purchase the least expensive thing in the menu, or the lowest priced thing you prefer. Speaking strictly in dollar terms, it is apparent that you simply pay less for a 14 dollar plate of pasta compared to getting a 30 dollar bowl of bouillabaisse — but does not automatically create the pasta as a much better deal.

In the end, pasta is a dish that you could easily create for yourself in your home, even though your cooking abilities are minimal. You may cook a dish of creamy zucchini fettucine on your kitchen for about $1.17 each serving, based on Good and Cheap. Therefore, by ordering pasta rather than bouillabaisse, you are not actually saving $16 — you are wasting the $12.83 additional you paid to have this dish at a restaurant rather than producing it yourself.

If you eat out, the Majority of your invoice is not going toward the price of the meals — it is the premium that you pay for the service along with the air. Therefore, if you are planning to pay that premium anyhow, you may also get your money’s value by ordering something particular you could not (or would not) cook on your own. It is not worth going out for supper and getting the meatballs, but it may be worth heading out for duck a l’orange.

Should you still feel guilty about paying for $20 or more on your Entree you can ease yourself by representing that you are likely paying a lower markup into the restaurant once you purchase a costly dish than you’d be buying a cheap one. According to the SFGate article, restaurants cost anywhere from six to ten times what they pay for a few pasta dishes — however on beef and fish dishes, they frequently do no better than break even.

4. Start Looking for Discounts

The total in the bottom of your restaurant bill does not necessarily need to be the real cost that you pay. Just like the savings you make by purchasing hampers online or clothes from direct factory outlets; there are several methods to lessen the price with coupons and discounts. These include:

Restaurant.com: Many restaurants provide discounted gift Certificates through Restaurant.com to bring in more clients. You may search the website for restaurants in your town and click to get a $25 gift certificate for as little as $10. But be cautious, since the present certificates often include limitations. As an example, many restaurants ask that you invest at least $50 to utilize your $25 certification — so you end up spending at least $35 complete ($25 for your $50 meal minus the present certificate, and $10 for your existing certification), not only the $10 you paid for your certification.

Entertainment Books: The Entertainment Book supplies coupons For restaurants and other attractions all around the nation. By inputting your town name or ZIP code on the site, you can view a listing of all of the restaurants and merchants in your region which are contained. You may pay $5 per month to register to the cellular app for your own area, or invest a level $35 for the year and receive a printed Entertainment Book thrown in free of charge. The Entertainment website guarantees savings of “around 50 percent,” but there is no way to observe the real coupons which are offered before you purchase, so it is difficult to be sure how much value you are going to get out of your subscription.

Group Deals: When you sign up for group purchasing sites such as Groupon or even LivingSocial, you basically combine forces with other shoppers to get set discounts at local businesses, such as restaurants. Daily, you receive an email that provides a distinctive daily bargain, and restaurant bargains provided through these websites can help save you 50 percent or greater. Verify the terms carefully prior to signing up for a bargain, because they frequently have expiration dates or other limitations.

Coupons: You Will Find discounts and coupons for local Eateries via websites like Valpak and SmartSource, or via the regional newspaper. Valpak even offers a cell program so it is possible to display the voucher right on your telephone when you cover, rather than having to print it all out.

Packages: Often it is a lot cheaper if you eat out in a package. While this may sound unreasonable it is really good to note if you’re travelling on a budget. For instance, when I travelled to Australia, I found a great package that not only gave me accommodation in yarra valley, but also heavily discounted my meal and wine bill at the vineyard where I stayed. Make sure to shop around and thoroughly search for packages at the places you are travelling.

How To Save Money When Shopping

Everybody loves to go shopping and indulge in the pleasure of spending hard-earned money and swiping cards on items such as clothing and women’s shoes. It is so addicting that it is officially a medical condition. For some people, shopping is a de-stressing routine necessary to clean their systems from the debris of pressure and hassle while others just do it for the fun of owning timely luxury and necessity items around them.

It is never wrong to buy what you want for as long as you have the capability to do so. The bad thing though is when people start spending beyond their capacity to pay through credit cards. In the process, piles and piles of debt start to accrue and will eventually leave the person hanging. Soon enough, law suits are running after the person, and the anecdote ends in a tiny dark room called the cell. All of these happen because of the lack of knowledge on how to save money.

There are lots of stories like this that began in a carefree, luxurious life yet ended up with a lot of people in a disadvantageous position – both to the debtor and the lender. Certain ways of fighting overspending should have been effective if only they were applied. Self-control is of utmost importance as discipline always starts from within. To prevent landing on the same backdrop as the one mentioned, here are some ways to plan your shopping very well and save money for other expenditures.

1. Differentiate wants from needs. The former can wait while the latter cannot. A lot of people have financial problems due to their incapability to separate what is necessary from what they just drool about. Prioritizing is a key to successfully saving money.

2. Check your supplies. Ask your family on things they need. Look around the house before you rummage on your closet. Determine what things you can live without and start writing down indispensable things first. Again, by indispensable, it means realistically indispensable. You can count debt so doing that should not be a hard thing to do.

3. Check prices. The Internet is a great invention that you should take advantage of This is not for ordering a new pair of Prada or the latest generation of Pad but for checking up prices. Know what brand and store have the cheapest finds.
In case you are not certain of the quality, you can always search for reviews and ask around forums or friends. Google is just a click away. If you need to indulge on luxury goods once in a while, then do a price hunt too. Zappos, for instance, has tons of luxurious shoes to choose from Prices are also available for you to compare.

4. Set a limit. Fine, so you already organized your list and decided which are on the top. Unfortunately, you still have a limited budget to spend, and there is no chance of you winning the lottery anytime soon. Set a limit of what you can shell out Using a credit card if you are short of cash is not a bad thing if only you know when to stop. After all, cards are meant for those situations.

If you are not confident in yourself, then go to your bank or credit card company and ask them to set a credit limit, lower than what you currently have In times of emergency, you can always go back to them. The chance that you consider buying a new pair of True Religion jeans as an emergency is slim after all Eventually, you will realize that saving money is also saving yourself from a bad credit record and embarrassment.